How much do you have to save?

Monthly Income and Expenses	Your Information
Monthly Income
Monthly Salary (after deductions for taxes, company pensions, CPP, OAS, EI)	$
Other Monthly Income (e.g. Investment Income)	$
Monthly Expenses - Fixed
Housing Costs (e.g. mortgages, rent, condo/maintenance fees, property taxes, lawn care and supplies, snow removal, renovations, cleaning and supplies, etc)	$
Utilities (gas, water, electric, heat, sewer etc)	$
Home Services (home and mobile phone, cable/internet , satellite radio, home security, etc)	$
Insurance (auto, home, life, disability, medical/health)	$
Child Care (daycare, nanny, child support, etc)	$
Loans, Lines of Credit and Credit Cards (monthly payments on existing credit)	$
Long Term Savings (Pension, RSP, TFSA, RESP, etc)	$
Other Fixed Expenses (Payroll deductions -if not already included elsewhere - insurance, pension, RSP, charitable donations. Alimony, etc)	$
Monthly Expenses - Variable & Discretionary
Groceries	$
Entertainment (dining out, movies, concerts, shows, etc)	$
Transportation (car lease/loan payment, gas, transit, service & repairs, parking, license & registration, etc)	$
Personal care (clothing, gifts, salon, memberships, sport & leisure activities, etc)	$
Other Variable Expenses (Uninsured Medical, Pet expenses including veterinarian, Tuition/fees/books, dry cleaning, subscriptions, etc)	$
Other Discretionary Expenses (donations, vacation, etc)	$
Monthly Totals
Total Income	$
Total Expense	$
Total Surplus	$

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