Choosing Your Card

Choose the RBC Royal Bank credit card you would like to apply for.

  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC® Visa Infinite Avion®
Purchase: 19.99%
Cash Advance: 21.99%
$120 Personal
$60,000

Household
$100,000
  • Premium travel rewards & benefits
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
  • 15,000 welcome points upon enrollment
RBC® Avion® Visa Infinite Privilege
Purchase: 19.99%
Cash Advance: 21.99%
$399 Personal
$200,000
  • The ultimate in first class privileges—including a personal concierge, and exclusive offers and services
  • Travel on any airline, with no blackouts or restrictions
  • Earn 1.25 RBC Rewards points for every $1 charged to your card
  • 25,000 welcome points upon enrolment
Signature® RBC Rewards® Visa
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • The perfect shopping companion card
  • Collect rewards points with every purchase
  • Earn 1 RBC Rewards point for each $1 spent
RBC® Shoppers Optimum MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
    We are no longer accepting applications for the RBC® Shoppers Optimum Mastercard. Existing cardholders can continue to use their credit card everywhere MasterCard is accepted. Please contact us if you have any questions.
RBC® Pharmaprix Optimum MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
    We are no longer accepting applications for the RBC® Pharmaprix Optimum Mastercard. Existing cardholders can continue to use their credit card everywhere MasterCard is accepted. Please contact us if you have any questions.
RBC® Visa Platinum Avion®
Purchase: 19.99%
Cash Advance: 21.99%
$120 n/a
  • Redeem points for flights on any airline
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
RBC® British Airways Visa Infinite
Purchase: 20.5%
Cash Advance: 22.5%
$165 n/a
  • 31-day Out of Province/Country Emergency Medical Insurance
  • One Avios Point for every dollar you spend on the card
  • Double Avios Points for every dollar you spend on British Airways flights purchased with the card.§
  • 10,000 bonus Avios Points upon enrollment
RBC® Esso Visa
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • Earn points towards free gas at Esso stations
  • No annual fee credit card
  • Redeem points for car washes, gas and more
RBC Rewards® Visa Preferred
Purchase: 19.99%
Cash Advance: 21.99%
$110 n/a
  • Comprehensive insurance coverage
  • Earn 1 RBC Rewards point for each $1 spent
  • Redeem points for travel, merchandise & more
  • 2,500 bonus points upon enrolment
RBC® U.S. Dollar Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
US $65 n/a
  • The perfect option for U.S. travellers
  • Make transactions in U.S. funds
  • Earn 1 RBC Rewards Point for every $1 U.S. spent
WestJet RBC® MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • Receive a 50 WestJet dollars welcome bonus1
  • Earn WestJet dollars toward WestJet flights and WestJet Vacations
  • Earn up to 1.5% of credit card spend in WestJet dollars2
WestJet RBC® World Elite MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$99 Personal
$70,000

Household
$120,000
  • Receive a welcome bonus of 250 WestJet dollars and an annual round-trip companion voucher eligible for anywhere WestJet flies starting from $99 (plus taxes, fees and charges)1
  • Earn 1.5% back in WestJet dollars on everyday purchases and 2% back when you purchase WestJet flights or WestJet Vacations2
  • Comprehensive Insurance coverage
  • First checked bag free for the primary cardholder on WestJet flights12
RBC Rewards+ Visa
Purchase: 19.99%
Cash Advance: 21.99%
n/a n/a
  • Earn 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases1
  • Earn 1 RBC Rewards point for every $2 spent on all other purchases1
  • No annual fee
  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC® Visa Infinite Avion®
Purchase: 19.99%
Cash Advance: 21.99%
$120 Personal
$60,000

Household
$100,000
  • Premium travel rewards & benefits
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
  • 15,000 welcome points upon enrollment
RBC® British Airways Visa Infinite
Purchase: 20.5%
Cash Advance: 22.5%
$165 n/a
  • 31-day Out of Province/Country Emergency Medical Insurance
  • One Avios Point for every dollar you spend on the card
  • Double Avios Points for every dollar you spend on British Airways flights purchased with the card.§
  • 10,000 bonus Avios Points upon enrollment
WestJet RBC® World Elite MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$99 Personal
$70,000

Household
$120,000
  • Receive a welcome bonus of 250 WestJet dollars and an annual round-trip companion voucher eligible for anywhere WestJet flies starting from $99 (plus taxes, fees and charges)1
  • Earn 1.5% back in WestJet dollars on everyday purchases and 2% back when you purchase WestJet flights or WestJet Vacations2
  • Comprehensive Insurance coverage
  • First checked bag free for the primary cardholder on WestJet flights12
RBC® Visa Platinum Avion®
Purchase: 19.99%
Cash Advance: 21.99%
$120 n/a
  • Redeem points for flights on any airline
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
RBC® Cathay Pacific Visa Platinum
Purchase: 20.5%
Cash Advance: 22.5%
$120 n/a
  • 1 Asia Mile for every 1 CAD in local spend1 using the card
  • 1.25 Asia Miles for every 1 CAD equivalent of foreign currency you spend2 using your card
  • Double Asia Miles for every 1 CAD spent on Cathay Pacific tickets, purchased online with your card3
  • 15,000 Bonus Asia Miles upon enrolment
RBC Rewards® Visa Preferred
Purchase: 19.99%
Cash Advance: 21.99%
$110 n/a
  • Comprehensive insurance coverage
  • Earn 1 RBC Rewards point for each $1 spent
  • Redeem points for travel, merchandise & more
  • 2,500 bonus points upon enrolment
RBC® U.S. Dollar Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
US $65 n/a
  • The perfect option for U.S. travellers
  • Make transactions in U.S. funds
  • Earn 1 RBC Rewards Point for every $1 U.S. spent
WestJet RBC® MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • Receive a 50 WestJet dollars welcome bonus1
  • Earn WestJet dollars toward WestJet flights and WestJet Vacations
  • Earn up to 1.5% of credit card spend in WestJet dollars2
  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC® Cash Back MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • No Annual Fee and no charge for co-applicants or authorized users.
  • Earn 2% cash back credits on grocery store purchases.
  • Earn up to 1% cash back credits on all other purchases
Signature® RBC Rewards® Visa
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • The perfect shopping companion card
  • Collect rewards points with every purchase
  • Earn 1 RBC Rewards point for each $1 spent
RBC® Visa Cash Back
Purchase: 19.99%
Cash Advance: 21.99%
$19 n/a
  • Earn 1% cash back on all other qualifying purchases
  • Earn up to $25 in cash back bonus when you use our free CustomSwitch®
WestJet RBC® MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • Receive a 50 WestJet dollars welcome bonus1
  • Earn WestJet dollars toward WestJet flights and WestJet Vacations
  • Earn up to 1.5% of credit card spend in WestJet dollars2
RBC® Visa Platinum Avion®
Purchase: 19.99%
Cash Advance: 21.99%
$120 n/a
  • Redeem points for flights on any airline
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
RBC Rewards® Visa Preferred
Purchase: 19.99%
Cash Advance: 21.99%
$110 n/a
  • Comprehensive insurance coverage
  • Earn 1 RBC Rewards point for each $1 spent
  • Redeem points for travel, merchandise & more
  • 2,500 bonus points upon enrolment
RBC® Cathay Pacific Visa Platinum
Purchase: 20.5%
Cash Advance: 22.5%
$120 n/a
  • 1 Asia Mile for every 1 CAD in local spend1 using the card
  • 1.25 Asia Miles for every 1 CAD equivalent of foreign currency you spend2 using your card
  • Double Asia Miles for every 1 CAD spent on Cathay Pacific tickets, purchased online with your card3
  • 15,000 Bonus Asia Miles upon enrolment
RBC® U.S. Dollar Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
US $65 n/a
  • The perfect option for U.S. travellers
  • Make transactions in U.S. funds
  • Earn 1 RBC Rewards Point for every $1 U.S. spent
RBC® Esso Visa
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • Earn points towards free gas at Esso stations
  • No annual fee credit card
  • Redeem points for car washes, gas and more
RBC® Visa Platinum Avion®
Purchase: 19.99%
Cash Advance: 21.99%
$120 n/a
  • Redeem points for flights on any airline
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC® Esso Visa
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • Earn points towards free gas at Esso stations
  • No annual fee credit card
  • Redeem points for car washes, gas and more
RBC® Visa Platinum
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • No annual fee platinum credit card
  • Essential travel and purchase insurance
  • Credit limit of up to $50,000
RBC® Shoppers Optimum MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
    We are no longer accepting applications for the RBC® Shoppers Optimum Mastercard. Existing cardholders can continue to use their credit card everywhere MasterCard is accepted. Please contact us if you have any questions.
RBC® Pharmaprix Optimum MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
    We are no longer accepting applications for the RBC® Pharmaprix Optimum Mastercard. Existing cardholders can continue to use their credit card everywhere MasterCard is accepted. Please contact us if you have any questions.
  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC® Visa Classic Low Rate Option
Purchase: 11.99%
Cash Advance: 11.99%
$20 n/a
  • Value, convenience, and a low interest rate
  • Save when you carry a balance on your card
  • Free additional card
  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC® Visa Cash Back
Purchase: 19.99%
Cash Advance: 21.99%
$19 n/a
  • Earn 1% cash back on all other qualifying purchases
  • Earn up to $25 in cash back bonus when you use our free CustomSwitch®
RBC® Cash Back MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • No Annual Fee and no charge for co-applicants or authorized users.
  • Earn 2% cash back credits on grocery store purchases.
  • Earn up to 1% cash back credits on all other purchases