Choosing Your Card

Choose the RBC Royal Bank credit card you would like to apply for.

  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC® Visa Infinite Avion®
Purchase: 19.99%
Cash Advance: 21.99%
$120 Personal
$60,000

Household
$100,000
  • Premium travel rewards & benefits
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
  • 15,000 welcome points upon enrollment
RBC® Avion® Visa Infinite Privilege
Purchase: 19.99%
Cash Advance: 21.99%
$399 Personal
$200,000
  • The ultimate in first class privileges—including a personal concierge, and exclusive offers and services
  • Travel on any airline, with no blackouts or restrictions
  • Earn 1.25 RBC Rewards points for every $1 charged to your card
  • 25,000 welcome points upon enrolment
Signature® RBC Rewards® Visa
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • The perfect shopping companion card
  • Collect rewards points with every purchase
  • Earn 1 RBC Rewards point for each $1 spent
RBC Rewards® Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • A premium no annual fee credit card
  • Earn 1 RBC Rewards point for each $2 spent
  • Redeem points for travel, merchandise, gift certicates/cards & more
RBC® Visa Platinum Avion®
Purchase: 19.99%
Cash Advance: 21.99%
$120 n/a
  • Redeem points for flights on any airline
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
RBC® British Airways Visa Infinite
Purchase: 20.5%
Cash Advance: 22.5%
$165 n/a
  • 31-day Out of Province/Country Emergency Medical Insurance
  • One Avios Point for every dollar you spend on the card
  • Double Avios Points for every dollar you spend on British Airways flights purchased with the card.§
  • 10,000 bonus Avios Points upon enrollment
RBC® Esso Visa
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • Earn points towards free gas at Esso stations
  • No annual fee credit card
  • Redeem points for car washes, gas and more
RBC Rewards® Visa Preferred
Purchase: 19.99%
Cash Advance: 21.99%
$110 n/a
  • Comprehensive insurance coverage
  • Earn 1 RBC Rewards point for each $1 spent
  • Redeem points for travel, merchandise & more
  • 2,500 bonus points upon enrolment
RBC® U.S. Dollar Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
US $65 n/a
  • The perfect option for U.S. travellers
  • Make transactions in U.S. funds
  • Earn 1 RBC Rewards Point for every $1 U.S. spent
WestJet RBC® MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • Receive a 50 WestJet dollars welcome bonus1
  • Earn WestJet dollars toward WestJet flights and WestJet Vacations
  • Earn up to 1.5% of credit card spend in WestJet dollars2
WestJet RBC® World Elite MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$99 Personal
$70,000

Household
$120,000
  • Receive a welcome bonus of 250 WestJet dollars and an annual round-trip companion voucher eligible for anywhere WestJet flies starting from $99 (plus taxes, fees and charges)1
  • Earn 1.5% back in WestJet dollars on everyday purchases and 2% back when you purchase WestJet flights or WestJet Vacations2
  • Comprehensive Insurance coverage
  • First checked bag free for the primary cardholder on WestJet flights12
  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC® Visa Infinite Avion®
Purchase: 19.99%
Cash Advance: 21.99%
$120 Personal
$60,000

Household
$100,000
  • Premium travel rewards & benefits
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
  • 15,000 welcome points upon enrollment
RBC® British Airways Visa Infinite
Purchase: 20.5%
Cash Advance: 22.5%
$165 n/a
  • 31-day Out of Province/Country Emergency Medical Insurance
  • One Avios Point for every dollar you spend on the card
  • Double Avios Points for every dollar you spend on British Airways flights purchased with the card.§
  • 10,000 bonus Avios Points upon enrollment
WestJet RBC® World Elite MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$99 Personal
$70,000

Household
$120,000
  • Receive a welcome bonus of 250 WestJet dollars and an annual round-trip companion voucher eligible for anywhere WestJet flies starting from $99 (plus taxes, fees and charges)1
  • Earn 1.5% back in WestJet dollars on everyday purchases and 2% back when you purchase WestJet flights or WestJet Vacations2
  • Comprehensive Insurance coverage
  • First checked bag free for the primary cardholder on WestJet flights12
RBC® Visa Platinum Avion®
Purchase: 19.99%
Cash Advance: 21.99%
$120 n/a
  • Redeem points for flights on any airline
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
RBC® Cathay Pacific Visa Platinum
Purchase: 20.5%
Cash Advance: 22.5%
$120 n/a
  • 1 Asia Mile for every 1 CAD in local spend1 using the card
  • 1.25 Asia Miles for every 1 CAD equivalent of foreign currency you spend2 using your card
  • Double Asia Miles for every 1 CAD spent on Cathay Pacific tickets, purchased online with your card3
  • 15,000 Bonus Asia Miles upon enrolment
RBC Rewards® Visa Preferred
Purchase: 19.99%
Cash Advance: 21.99%
$110 n/a
  • Comprehensive insurance coverage
  • Earn 1 RBC Rewards point for each $1 spent
  • Redeem points for travel, merchandise & more
  • 2,500 bonus points upon enrolment
RBC® U.S. Dollar Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
US $65 n/a
  • The perfect option for U.S. travellers
  • Make transactions in U.S. funds
  • Earn 1 RBC Rewards Point for every $1 U.S. spent
WestJet RBC® MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • Receive a 50 WestJet dollars welcome bonus1
  • Earn WestJet dollars toward WestJet flights and WestJet Vacations
  • Earn up to 1.5% of credit card spend in WestJet dollars2
  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC Rewards® Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • A premium no annual fee credit card
  • Earn 1 RBC Rewards point for each $2 spent
  • Redeem points for travel, merchandise, gift certicates/cards & more
RBC® Cash Back MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • No Annual Fee and no charge for co-applicants or authorized users.
  • Earn 2% cash back credits on grocery store purchases.
  • Earn up to 1% cash back credits on all other purchases
Signature® RBC Rewards® Visa
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • The perfect shopping companion card
  • Collect rewards points with every purchase
  • Earn 1 RBC Rewards point for each $1 spent
RBC® Visa Cash Back
Purchase: 19.99%
Cash Advance: 21.99%
$19 n/a
  • Earn 1% cash back on all other qualifying purchases
  • Earn up to $25 in cash back bonus when you use our free CustomSwitch®
WestJet RBC® MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • Receive a 50 WestJet dollars welcome bonus1
  • Earn WestJet dollars toward WestJet flights and WestJet Vacations
  • Earn up to 1.5% of credit card spend in WestJet dollars2
RBC® Visa Platinum Avion®
Purchase: 19.99%
Cash Advance: 21.99%
$120 n/a
  • Redeem points for flights on any airline
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
RBC Rewards® Visa Preferred
Purchase: 19.99%
Cash Advance: 21.99%
$110 n/a
  • Comprehensive insurance coverage
  • Earn 1 RBC Rewards point for each $1 spent
  • Redeem points for travel, merchandise & more
  • 2,500 bonus points upon enrolment
RBC® Cathay Pacific Visa Platinum
Purchase: 20.5%
Cash Advance: 22.5%
$120 n/a
  • 1 Asia Mile for every 1 CAD in local spend1 using the card
  • 1.25 Asia Miles for every 1 CAD equivalent of foreign currency you spend2 using your card
  • Double Asia Miles for every 1 CAD spent on Cathay Pacific tickets, purchased online with your card3
  • 15,000 Bonus Asia Miles upon enrolment
RBC® U.S. Dollar Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
US $65 n/a
  • The perfect option for U.S. travellers
  • Make transactions in U.S. funds
  • Earn 1 RBC Rewards Point for every $1 U.S. spent
RBC® Esso Visa
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • Earn points towards free gas at Esso stations
  • No annual fee credit card
  • Redeem points for car washes, gas and more
RBC® Visa Platinum Avion®
Purchase: 19.99%
Cash Advance: 21.99%
$120 n/a
  • Redeem points for flights on any airline
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC® Esso Visa
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • Earn points towards free gas at Esso stations
  • No annual fee credit card
  • Redeem points for car washes, gas and more
RBC® Visa Platinum
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • No annual fee platinum credit card
  • Essential travel and purchase insurance
  • Credit limit of up to $50,000
RBC Rewards® Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • A premium no annual fee credit card
  • Earn 1 RBC Rewards point for each $2 spent
  • Redeem points for travel, merchandise, gift certicates/cards & more
  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC® Visa Classic Low Rate Option
Purchase: 11.99%
Cash Advance: 11.99%
$20 n/a
  • Value, convenience, and a low interest rate
  • Save when you carry a balance on your card
  • Free additional card
  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC® Visa Cash Back
Purchase: 19.99%
Cash Advance: 21.99%
$19 n/a
  • Earn 1% cash back on all other qualifying purchases
  • Earn up to $25 in cash back bonus when you use our free CustomSwitch®
RBC® Cash Back MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • No Annual Fee and no charge for co-applicants or authorized users.
  • Earn 2% cash back credits on grocery store purchases.
  • Earn up to 1% cash back credits on all other purchases