Choosing Your Card

Choose the RBC Royal Bank credit card you would like to apply for.

  Interest Rate Annual Fee Min. Annual Income Card Overview
Visa Infinite Avion
Purchase: 19.99%
Cash Advance: 21.99%
$120 Personal
$60,000

Household
$100,000
  • Premium travel rewards & benefits
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
  • 15,000 welcome points upon enrollment
RBC® Avion® Visa Infinite Privilege‡
Purchase: 19.99%
Cash Advance: 21.99%
$399 Personal
$200,000
  • The ultimate in first class privileges—including a personal concierge, and exclusive offers and services
  • Travel on any airline, with no blackouts or restrictions
  • Earn 1.25 RBC Rewards points for every $1 charged to your card
  • 25,000 welcome points upon enrolment
Signature® RBC® Rewards Visa
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • The perfect shopping companion card
  • Collect rewards points with every purchase
  • Earn 1 RBC Rewards point for each $1 spent
RBC Rewards Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • A premium no annual fee credit card
  • Earn 1 RBC Rewards point for each $2 spent
  • Redeem points for travel, merchandise, gift certicates/cards & more
RBC® Shoppers Optimum‡ MasterCard‡
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • You'll receive 15,000 Shoppers Optimum Points with your first purchase on your credit card.
  • Save money with no annual fee.
  • Earn 15 Shoppers Optimum Points† for every $1 in purchases made at Shoppers Drug Mart.
  • Earn 5 Shoppers Optimum Points† for every $1 in purchases anywhere you shop
RBC Pharmaprix Optimum MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • You'll receive 15,000 Shoppers Optimum Points with your first purchase on your credit card.
  • Save money with no annual fee.
  • Earn 15 Shoppers Optimum Points† for every $1 in purchases made at Shoppers Drug Mart.
  • Earn 5 Shoppers Optimum Points† for every $1 in purchases anywhere you shop
Visa Platinum Avion
Purchase: 19.99%
Cash Advance: 21.99%
$120 n/a
  • Redeem points for flights on any airline
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
British Airways Visa Infinite
Purchase: 20.5%
Cash Advance: 22.5%
$165 n/a
  • 31-day Out of Province/Country Emergency Medical Insurance
  • One Avios Point for every dollar you spend on the card‡
  • Double Avios Points for every dollar you spend on British Airways flights purchased with the card.§
  • 10,000 bonus Avios Points upon enrollment†
RBC Royal Bank Esso Visa
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • Earn points towards free gas at Esso stations
  • No annual fee credit card
  • Redeem points for car washes, gas and more
RBC Rewards® Visa Preferred
Purchase: 19.99%
Cash Advance: 21.99%
$110 n/a
  • Comprehensive insurance coverage
  • Earn 1 RBC Rewards point for each $1 spent
  • Redeem points for travel, merchandise & more
  • 2,500 bonus points upon enrolment†
US Dollar Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
US $65 n/a
  • The perfect option for U.S. travellers
  • Make transactions in U.S. funds
  • Earn 1 RBC Rewards Point for every $1 U.S. spent
WestJet RBC MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • Receive a $50 WestJet dollars welcome bonus
  • Earn WestJet dollars toward WestJet flights and WestJet Vacations
  • Earn up to 1.5% of credit card spend in WestJet dollars
WestJet RBC World Elite MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$99 Personal
$70,000

Household
$120,000
  • Receive a welcome bonus of $250 WestJet dollars and an annual round-trip companion flight for $99
  • Earn 1.5% back in WestJet dollars on everyday purchases and 2% back when you purchase WestJet flights or WestJet Vacations
  • Comprehensive Insurance coverage
  Interest Rate Annual Fee Min. Annual Income Card Overview
Visa Infinite Avion
Purchase: 19.99%
Cash Advance: 21.99%
$120 Personal
$60,000

Household
$100,000
  • Premium travel rewards & benefits
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
  • 15,000 welcome points upon enrollment
British Airways Visa Infinite
Purchase: 20.5%
Cash Advance: 22.5%
$165 n/a
  • 31-day Out of Province/Country Emergency Medical Insurance
  • One Avios Point for every dollar you spend on the card‡
  • Double Avios Points for every dollar you spend on British Airways flights purchased with the card.§
  • 10,000 bonus Avios Points upon enrollment†
WestJet RBC World Elite MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$99 Personal
$70,000

Household
$120,000
  • Receive a welcome bonus of $250 WestJet dollars and an annual round-trip companion flight for $99
  • Earn 1.5% back in WestJet dollars on everyday purchases and 2% back when you purchase WestJet flights or WestJet Vacations
  • Comprehensive Insurance coverage
Visa Platinum Avion
Purchase: 19.99%
Cash Advance: 21.99%
$120 n/a
  • Redeem points for flights on any airline
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
Cathay Pacific Visa Platinum
Purchase: 20.5%
Cash Advance: 22.5%
$150 n/a
  • Earn Asia miles towards flights and more
  • Earn Asia Miles for dollars spent on the card
  • Complimentary enrolment in The Marco Polo Club
  • 5,000 Bonus Asia Miles upon enrolment†
RBC Rewards® Visa Preferred
Purchase: 19.99%
Cash Advance: 21.99%
$110 n/a
  • Comprehensive insurance coverage
  • Earn 1 RBC Rewards point for each $1 spent
  • Redeem points for travel, merchandise & more
  • 2,500 bonus points upon enrolment†
US Dollar Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
US $65 n/a
  • The perfect option for U.S. travellers
  • Make transactions in U.S. funds
  • Earn 1 RBC Rewards Point for every $1 U.S. spent
WestJet RBC MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • Receive a $50 WestJet dollars welcome bonus
  • Earn WestJet dollars toward WestJet flights and WestJet Vacations
  • Earn up to 1.5% of credit card spend in WestJet dollars
  Interest Rate Annual Fee Min. Annual Income Card Overview
Visa Cash Back
Purchase: 19.99%
Cash Advance: 21.99%
$19 n/a
  • Earn 1% cash back on all other qualifying purchases
  • Earn up to $25 in cash back bonus when you use our free CustomSwitch®
Signature® RBC® Rewards Visa
Purchase: 19.99%
Cash Advance: 21.99%
$39 n/a
  • The perfect shopping companion card
  • Collect rewards points with every purchase
  • Earn 1 RBC Rewards point for each $1 spent
RBC Rewards Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • A premium no annual fee credit card
  • Earn 1 RBC Rewards point for each $2 spent
  • Redeem points for travel, merchandise, gift certicates/cards & more
RBC® Shoppers Optimum‡ MasterCard‡
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • You'll receive 15,000 Shoppers Optimum Points with your first purchase on your credit card.
  • Save money with no annual fee.
  • Earn 15 Shoppers Optimum Points† for every $1 in purchases made at Shoppers Drug Mart.
  • Earn 5 Shoppers Optimum Points† for every $1 in purchases anywhere you shop
RBC Pharmaprix Optimum MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • You'll receive 15,000 Shoppers Optimum Points with your first purchase on your credit card.
  • Save money with no annual fee.
  • Earn 15 Shoppers Optimum Points† for every $1 in purchases made at Shoppers Drug Mart.
  • Earn 5 Shoppers Optimum Points† for every $1 in purchases anywhere you shop
Visa Platinum Avion
Purchase: 19.99%
Cash Advance: 21.99%
$120 n/a
  • Redeem points for flights on any airline
  • No blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for each $1 spent
Cathay Pacific Visa Platinum
Purchase: 20.5%
Cash Advance: 22.5%
$150 n/a
  • Earn Asia miles towards flights and more
  • Earn Asia Miles for dollars spent on the card
  • Complimentary enrolment in The Marco Polo Club
  • 5,000 Bonus Asia Miles upon enrolment†
RBC Royal Bank Esso Visa
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • Earn points towards free gas at Esso stations
  • No annual fee credit card
  • Redeem points for car washes, gas and more
RBC Rewards® Visa Preferred
Purchase: 19.99%
Cash Advance: 21.99%
$110 n/a
  • Comprehensive insurance coverage
  • Earn 1 RBC Rewards point for each $1 spent
  • Redeem points for travel, merchandise & more
  • 2,500 bonus points upon enrolment†
US Dollar Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
US $65 n/a
  • The perfect option for U.S. travellers
  • Make transactions in U.S. funds
  • Earn 1 RBC Rewards Point for every $1 U.S. spent
Visa Platinum
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • No annual fee platinum credit card
  • Essential travel and purchase insurance
  • Credit limit of up to $50,000
  Interest Rate Annual Fee Min. Annual Income Card Overview
RBC Royal Bank Esso Visa
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • Earn points towards free gas at Esso stations
  • No annual fee credit card
  • Redeem points for car washes, gas and more
Visa Platinum
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • No annual fee platinum credit card
  • Essential travel and purchase insurance
  • Credit limit of up to $50,000
RBC Rewards Visa Gold
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • A premium no annual fee credit card
  • Earn 1 RBC Rewards point for each $2 spent
  • Redeem points for travel, merchandise, gift certicates/cards & more
RBC® Shoppers Optimum‡ MasterCard‡
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • You'll receive 15,000 Shoppers Optimum Points with your first purchase on your credit card.
  • Save money with no annual fee.
  • Earn 15 Shoppers Optimum Points† for every $1 in purchases made at Shoppers Drug Mart.
  • Earn 5 Shoppers Optimum Points† for every $1 in purchases anywhere you shop
RBC Pharmaprix Optimum MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • You'll receive 15,000 Shoppers Optimum Points with your first purchase on your credit card.
  • Save money with no annual fee.
  • Earn 15 Shoppers Optimum Points† for every $1 in purchases made at Shoppers Drug Mart.
  • Earn 5 Shoppers Optimum Points† for every $1 in purchases anywhere you shop
  Interest Rate Annual Fee Min. Annual Income Card Overview
Visa Classic Low Rate Option
Purchase: 11.99%
Cash Advance: 11.99%
$20 n/a
  • Value, convenience, and a low interest rate
  • Save when you carry a balance on your card
  • Free additional card
  Interest Rate Annual Fee Min. Annual Income Card Overview
Visa Cash Back
Purchase: 19.99%
Cash Advance: 21.99%
$19 n/a
  • Earn 1% cash back on all other qualifying purchases
  • Earn up to $25 in cash back bonus when you use our free CustomSwitch®
Cash Back MasterCard
Purchase: 19.99%
Cash Advance: 21.99%
$0 n/a
  • No Annual Fee and no charge for co-applicants or authorized users.
  • Earn 2% cash back credits on grocery store purchases.
  • Earn up to 1% cash back credits on all other purchases